Can Temporary Car Insurance Benefit You?
Before you argue with other people regarding the necessity of temporary car insurance, you need to know what temporary car insurance is. Basically speaking, it is the kind of car insurance that is only valid for 28 days. Often times, people who use a different car besides their own get this kind of car insurance. It’s a short term car insurance that could cover the car you are driving when you are traveling elsewhere. This is ideal for people who rented a car they could drive or perhaps borrowed the car of their relative or friend. This is also ideal for individuals who recently purchased a car and is still processing their long term car insurance policy.
To be able to get temporary car insurance, you need to be at least 21 years old. You also need to have a good and clean driving record. Otherwise, you might not be qualified to avail the temporary car insurance coverage.
A temporary car insurance coverage is a necessity and could greatly benefit you in different ways.
For one, you get to have a risk-free no claims bonus. The temporary car insurance coverage doesn’t get in the way with the no claims bonus years you have accumulated over the past few years on your main car insurance coverage. It doesn’t have any effect on your no claims bonus even if you have your main, annual car insurance coverage.
The no claims bonus is very important considering that you get to save big amount of money on your auto insurance. Let’s say that you haven’t filed any claims over the past 3 years. You are most like to get about 20%-50% discount on your car insurance policy.
With the temporary car insurance coverage, you get instant coverage. You don’t need to wait for weeks before you get the car insurance coverage. You get to avail the temporary car insurance coverage especially wherein there’s an urgent need for you to drive a car. So whatever situation you are in, you get instant coverage legally.
Still not convinced with the benefits of temporary car insurance coverage, then perhaps you should visit this site:
http://compareautocarinsurance.net